Our Qualifications

Michael T. Kuczinski, President and founder of Total Wealth Enhancement Group, LLC has been in the financial services field for nearly 23 years. Originally starting out with a Large Financial Services Firm, Mr. Kuczinski ventured off as an Independent Financial Advisor through his company, MTK Financial Group, Inc. to fend off any potential conflicts of Interest that can arise while working for a large firm. Through time and experience, Mr. Kuczinski has developed many solid relationships and strategic alliances with various Estate Planning Attorney's and CPA's specializing in the various fields of Income Taxation, Retirement And Estate Distribution Planning. These specific disciplines, require highly specialized training. The Total Wealth Enhancement Group was created to service the select clientele in need of these services.  

*Michael T. Kuczinski, currently holds the CLU, ChFC, CFP® and most recently, the RICP® (Retirement Income Certified Professional) designations. Mr. Kuczinski also holds various Insurance licenses, and separately, the Series 6, 63, 7 and 24 securities registrations issued through the FINRA. He has authored several articles on various financial topics and has been a keynote speaker at several public seminars on retirement planning. In addition to holding these widely recognized Financial Planning designations, he has training in IRA's and IRA Distribution Planning through the Masters Elite IRA Advisor's program, (See www.irahelp.com). This training program is personally conducted by  Ed Slott, CPA, a leading IRA expert and author of "The Retirement Savings Time Bomb and How To Defuse It" (Viking, 2003)  "Parlay Your IRA Into A Family Fortune", (Viking, 2005) "Your Complete Retirement Planning Road Map" (Random House; 2007), Stay Rich For Life, (Random House, 2009), Ed Slott's Retirement Decisions Guide, 2015 Version and Others.  


Securities and Investment Advisory Services offered through Garden State Securities, Inc., (GSS) Member FINRA/SIPC and Garden State Investment Advisory Services, LLC, respectively.

Total Wealth Enhancement Group, LLC., is an independently-owned and operated branch office location of GSS.   



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